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Home Retail Group Card Services Limited

Financial Ombudsman decision DRN7302513 Not upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

incorrectly defaulted his store card which impacted his credit fileCredit file reporting

Home Retail Group failed to update his credit file correctly after he raised his concernsComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7302513.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.