Swift Advances Plc
Financial Ombudsman decision DRN7233236 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Nov 21deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Product mis-sold
In the Ombudsman’s words
Mr and Mrs K complain - through their representative - that Swift Advances Plc (‘Swift’) should have declined a loan to them as it was unaffordableIrresponsible lending
The adjudicator did not uphold the complaint. He did not consider that Swift had mis-sold the loan.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7233236.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.