Wage Day Advance Limited

Financial Ombudsman decision DRN7124283 Upheld

Upheldoutcome, as published by the Ombudsman

£100redress stated in the decision

Thu Aug 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr C complains that Wage Day Advance Limited (WDA) acted irresponsibly by not completing adequate affordability checks when deciding whether to lend to him.Irresponsible lending

remove any adverse information recorded of Mr C’s credit file in relation to any loans taken out after January 2014 to June 2014Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7124283.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.