WDFC UK Limited

Financial Ombudsman decision DRN7060462 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Jun 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

I don’t think Wonga’s demonstrated that it carried out appropriate affordability checks on the loans it granted to Mr H or that they were affordable for him.Irresponsible lending

To amend Mr H’s credit file by removing all information about these loans.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7060462.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.