Lloyds Bank PLC

Financial Ombudsman decision DRN6940313 Not upheld

Not upheldoutcome, as published by the Ombudsman

£880redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mrs R complains Lloyds Bank PLC irresponsibly provided Mr R with three loans.Irresponsible lending

Lloyds will register with Credit Reference Agencies that it has written off the debt. This may impact on his credit rating and ability to borrow.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6940313.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.