Wage Day Advance Limited

Financial Ombudsman decision DRN6857708 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Apr 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr N has complained Wage Day Advance Limited didn’t check properly whether he could afford the loans he took out with them in 2013.Irresponsible lending

Make sure information on these loans are removed from Mr N’s credit records as they were unaffordable.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6857708.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.