Lloyds Bank PLC

Financial Ombudsman decision DRN6530141 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Dec 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Support for vulnerable customers

In the Ombudsman’s words

Mrs B complains Lloyds Bank PLC didn’t explore options other than taking out a loan when she had concerns about her joint account.Irresponsible lending

Mrs B’s husband’s health has been deteriorating since 2016.Support for vulnerable customers

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6530141.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.