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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN6498041 Upheld
Upheldoutcome, as published by the Ombudsman
£40redress stated in the decision
Fri Dec 28deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Interest and rates, Complaint handling
In the Ombudsman’s words
Miss N complains that Shop Direct Finance Company Limited (trading as Very) unfairly charged her interest on a buy now pay later item.Interest and rates
Miss N also complains about the way a call was handled by Shop Direct.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6498041.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.