WDFC UK Limited

Financial Ombudsman decision DRN6439704 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

£300redress stated in the decision

Fri Sep 08deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr E complains about payday loans taken with WDFC UK Limited (trading as Wonga) which he says shouldn’t have been given to him because the loan weren’t affordable.Irresponsible lending

remove any adverse information recorded on Mr E’s credit file because of these loans.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6439704.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.