Northern Bank Limited

Financial Ombudsman decision DRN6422885 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Data and privacy

In the Ombudsman’s words

Mr S says Danske Bank took into consideration a credit search undertaken without his authority when reviewing his application.Credit file reporting

Mr S complains that Northern Bank Limited T/A Danske Bank refused to extend his overdraft and didn’t ask data protection questions before discussing his account.Data and privacy

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6422885.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.