Harvey & Thompson Limited

Financial Ombudsman decision DRN6321602 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Jun 10deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr B complains that Harvey & Thompson Limited (H&T) wrongly lent him money he couldn’t afford to pay back.Irresponsible lending

remove all adverse information recorded n Mr B’s credit file about these loans.Credit file reporting

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6321602.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.