MYJAR Limited

Financial Ombudsman decision DRN6062509 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Oct 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mrs S has complained about the loans she took out through MYJAR Limited (MYJAR). She says the loans were not affordable and she fell into more and more debt.Irresponsible lending

MYJAR should remove any adverse information it has recorded on Mrs S’s credit file in relation to loan 1.Credit file reporting

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6062509.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.