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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN5870884 Upheld
Upheldoutcome, as published by the Ombudsman
£250redress stated in the decision
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Service failure
In the Ombudsman’s words
remove any adverse information it has registered about the account with any credit reference agenciesCredit file reporting
Shop Direct did not correct her or dissuade her of the notion that she was acting as a Shop Direct agentService failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5870884.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.