National Westminster Bank Plc

Financial Ombudsman decision DRN5842662 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Jan 09deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Product mis-sold

In the Ombudsman’s words

When Mr and Mrs C complained to NatWest they said it hadn’t carried out sufficient checks before it agreed to lend to them in 2008.Irresponsible lending

Mr and Mrs C complain National Westminster Bank Plc (“NatWest”) mis-sold them a loan in 2008Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5842662.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.