Nextcredit Limited
Financial Ombudsman decision DRN5748270 Upheld
Upheldoutcome, as published by the Ombudsman
£400redress stated in the decision
Thu Apr 21deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr G complains Nextcredit Limited was irresponsible to lend him money when he was in financial difficulties and couldn’t afford to pay it back.Irresponsible lending
remove any information about this loan from Mr G’s credit file.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5748270.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.