Lloyds Bank PLC

Financial Ombudsman decision DRN5740662 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Wed May 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Service failure

In the Ombudsman’s words

Mr W complains that Lloyds Bank PLC refused his application to increase his overdraft.Irresponsible lending

He was upset about the way it treated him during the application phone call.Service failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5740662.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.