Wage Day Advance Limited

Financial Ombudsman decision DRN5655410 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Jun 09deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Wage Day didn’t act responsibly. So, it should refund all interest and charges on all loans from the 29 November 2010 plus interest.Irresponsible lending

These loans should also be removed from Miss D’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5655410.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.