Lloyds Bank PLC

Financial Ombudsman decision DRN5515384 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Feb 06deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Treatment in financial difficulty

In the Ombudsman’s words

Miss D complains that Lloyds Bank PLC withdrew her credit card when she was made redundant and imposed interest and charges on her current account when she was suffering financial difficulties. She considers the bank to have been irresponsible in allowing her to borrow.Irresponsible lending

Miss D complains that Lloyds Bank PLC withdrew her credit card when she was made redundant and imposed interest and charges on her current account when she was suffering financial difficulties.Treatment in financial difficulty

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5515384.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.