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Clydesdale Financial Services Limited

Financial Ombudsman decision DRN5384968 Not upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Product mis-sold

In the Ombudsman’s words

I do not consider that Barclays Partner Finance was required to make further checks into Mr G’s financial arrangements or to check with his employer that his income had been correctly recorded.Irresponsible lending

I am not persuaded that the loan agreement was mis-sold to Mr GProduct mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5384968.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.