National Westminster Bank Plc

Financial Ombudsman decision DRN5222553 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Feb 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Product mis-sold

In the Ombudsman’s words

T was concerned overdrafts were granted which they weren’t able to afford to repay.Irresponsible lending

Given a consolidation loan without NatWest discussing this or making the terms clear;Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5222553.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.