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J.D. WILLIAMS & COMPANY LIMITED
Financial Ombudsman decision DRN5218082 Upheld
Upheldoutcome, as published by the Ombudsman
£600redress stated in the decision
Mon Jun 28deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss P has complained that J D Williams & Company Limited trading as Fashionworld (“JDW” or “the lender”) was irresponsible when it increased her credit limit on her catalogue shopping account.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5218082.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.