Black Horse Limited
Financial Ombudsman decision DRN5150496 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Feb 05deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
He thought the default shouldn’t show on his credit records as more than six years had passed since the first default.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5150496.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.