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J.D. WILLIAMS & COMPANY LIMITED

Financial Ombudsman decision DRN5121693 Partly upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

I consider that the increases in Mr S’s credit limit were irresponsible lending by Fashion World.Irresponsible lending

I also consider that it should remove any adverse information about the account that it has recorded on Mr S’s credit file”.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5121693.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.