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Advanced Payment Solutions Limited
Financial Ombudsman decision DRN5036415 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Sat Dec 01deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
I do not think it was irresponsible of APS to give Mrs W the credit card with a limit of £500.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5036415.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.