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The Co-operative Bank Plc
Financial Ombudsman decision DRN5000221 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Aug 13deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Payment delayed or failed
In the Ombudsman’s words
The Co-operative Bank began to reduce his overdraft or to refuse to increase itIrresponsible lending
The Co-operative Bank returned a cheque unpaid in 2005Payment delayed or failed
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN5000221.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.