TFS Loans Limited
Financial Ombudsman decision DRN4930652 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Sun Apr 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
I think it’s likely TFS would have learnt this, had it looked further into their circumstances before agreeing to lend to them and so was irresponsible to have done so.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4930652.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.