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Creation Financial Services Limited
Financial Ombudsman decision DRN4920968 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
£1redress stated in the decision
Fri Aug 12deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Interest and rates
In the Ombudsman’s words
Mrs C complains that Creation Financial Services Limited didn’t apply a default to her credit card account when she entered financial difficulties.Treatment in financial difficulty
I require Creation Financial Services Limited to refund Mrs C the interest she paid on her account from November 2010 to April 2014.Interest and rates
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4920968.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.