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Creation Consumer Finance Limited
Financial Ombudsman decision DRN4757220 Not upheld
Not upheldoutcome, as published by the Ombudsman
£3,000redress stated in the decision
Fri May 29deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
it says that her loan application shouldn’t have been accepted because it didn’t meet its lending criteria and I consider that it should have checked that the application met its lending criteria before it agreed to lend to Miss NIrresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4757220.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.