Apfin Ltd
Financial Ombudsman decision DRN4747279 Upheld
Upheldoutcome, as published by the Ombudsman
£400redress stated in the decision
Thu Oct 06deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr D complains Apfin Ltd (trading as cashasap.co.uk) was irresponsible to give him loans without checking whether he could afford to pay the money backIrresponsible lending
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4747279.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.