DJS (UK) Limited
Financial Ombudsman decision DRN4398141 Upheld
Upheldoutcome, as published by the Ombudsman
£265redress stated in the decision
Sun Aug 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr W complains that DJS (UK) Limited (trading as PiggyBank) was irresponsible to lend to him.Irresponsible lending
Remove any negative information about loan 6 from Mr W’s credit file.Credit file reporting
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4398141.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.