Virgin Money plc
Financial Ombudsman decision DRN4375366 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Jul 26deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr and Mrs M complain that Virgin Money plc acted unfairly and unreasonably when dealing with their mortgage application by failing to tell them all the reasons why the application might fail in advanceIrresponsible lending
noting the related credit search in their credit recordsCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4375366.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.