WDFC UK Limited

Financial Ombudsman decision DRN4332964 Upheld

Upheldoutcome, as published by the Ombudsman

£206redress stated in the decision

Thu Jul 02deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

I think that from that date the lending was irresponsible, unaffordable and the loans should not have been granted.Irresponsible lending

As the loans after the 19 September 2012 shouldn’t have been granted I think it’s reasonable for Wonga to remove all information about them from her credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4332964.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.