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Prestige Asset Finance Limited

Financial Ombudsman decision DRN4321972 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Mar 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

I find Prestige was irresponsible when it agreed to lend to Miss AIrresponsible lending
Remove any negative information recorded on Miss A’s credit file regarding the loanCredit file reporting

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4321972.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.