HSBC Bank plc

Financial Ombudsman decision DRN4257301 Not upheld

Not upheldoutcome, as published by the Ombudsman

£250redress stated in the decision

Mon Feb 29deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mrs B complains that HSBC Bank plc irresponsibly lent her £25,000 in 2008Irresponsible lending

entered a default on her credit fileCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4257301.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.