MBNA Limited

Financial Ombudsman decision DRN4229280 Not upheld

Not upheldoutcome, as published by the Ombudsman

£300redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

Mr V complains about how MBNA Limited treated him when he asked for help when he was experiencing financial difficulties.Treatment in financial difficulty

I cannot fairly require it to remove the second default.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4229280.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.