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Provident Personal Credit Limited

Financial Ombudsman decision DRN4143456 Upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr W complains that Provident Personal Credit Limited (“Provident”) agreed to lend to him when the loans weren’t affordable.Irresponsible lending

Remove all information recorded on Mr W’s credit file from, and including, 3 January 2012.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4143456.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.