MYJAR Limited

Financial Ombudsman decision DRN4121811 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Sat Dec 14deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

MYJAR lent to him irresponsibly and it didn’t undertake affordability checks.Irresponsible lending

all entries about these loans should be removed from Mr S’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4121811.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.