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R. Raphael & Sons Limited
Financial Ombudsman decision DRN4016696 Not upheld
Not upheldoutcome, as published by the Ombudsman
£250redress stated in the decision
Fri Sep 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Complaint handling, Service failure
In the Ombudsman’s words
Raphael then opened a complaint about the service Miss M had received which they upheld and offered £100 compensation for... They didn’t receive a response so they closed the complaint.Complaint handling
areas where I think Raphael should have provided better serviceService failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN4016696.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.