Black Horse Limited
Financial Ombudsman decision DRN3928087 Not upheld
Not upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Fri Dec 02deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Product mis-sold
In the Ombudsman’s words
remove this agreement from Mr S’ credit fileCredit file reporting
used car he bought on a Black Horse Limited hire purchase agreement was misrepresented to him by the dealerProduct mis-sold
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3928087.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.