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TSB Bank plc

Financial Ombudsman decision DRN3850411 Not upheld

Not upheldoutcome, as published by the Ombudsman
£20redress stated in the decision
Mon Jul 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

agreed that he could temporarily reduce his payments to £20Treatment in financial difficulty
wrongly defaulted his credit card accountCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3850411.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.