MBNA Limited

Financial Ombudsman decision DRN3832624 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Dec 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

I’m going to require MBNA to make arrangements to have the default removed from Mr S’s credit file as it waited too long to default him.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3832624.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.