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Gain Credit LLC

Financial Ombudsman decision DRN3701879 Partly upheld

Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Mar 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

approved loans for him which were not affordableIrresponsible lending
remove any entries about Loans 7 to 25 from Mr H’s credit fileCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3701879.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.