Wage Day Advance Limited

Financial Ombudsman decision DRN3672400 Not upheld

Not upheldoutcome, as published by the Ombudsman

£74redress stated in the decision

Thu Oct 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr H complains that Wage Day Advance Limited shouldn’t have lent him money. He says it didn’t check he could afford to pay back the loans it gave himIrresponsible lending

He’s also unhappy about the default it has recorded on his credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3672400.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.