Firms › Clydesdale Financial Services Limited ›

Clydesdale Financial Services Limited

Financial Ombudsman decision DRN3669620 Partly upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Product mis-sold

In the Ombudsman’s words

I’m not persuaded that Barclays Partner Finance has provided enough evidence to show that it made proportionate checks about the affordability of the credit for Mr L before it provided credit to him.Irresponsible lending

Mr L complains that a conditional sale agreement with Clydesdale Financial Services Limited, trading as Barclays Partner Finance, was mis-sold to him.Product mis-sold

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3669620.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.