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Creation Consumer Finance Limited

Financial Ombudsman decision DRN3661379 Upheld

Upheldoutcome, as published by the Ombudsman
£3,850redress stated in the decision
Tue Sep 01deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Product mis-sold, Complaint handling

In the Ombudsman’s words

Mr K has complained that Creation Consumer Finance Limited hasn’t refunded money he paid for an alarm system.Product mis-sold
I am concerned that Creation firstly never responded to our adjudicator and then said we weren’t following our normal approach.Complaint handling

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3661379.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.