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Hays Credit LLP

Financial Ombudsman decision DRN3413435 Partly upheld

Partly upheldoutcome, as published by the Ombudsman
£1,094redress stated in the decision
Thu Dec 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Product mis-sold

In the Ombudsman’s words

Mr J complains that Hays Credit LLP mis-sold him some home credit loans which were unaffordable.Product mis-sold

Rules cited

FCA CONC (Consumer Credit sourcebook), FCA DISP (Dispute Resolution)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3413435.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.