TM Advances Limited
Financial Ombudsman decision DRN3397417 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon May 21deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Treatment in financial difficulty
In the Ombudsman’s words
Mr G complains that TM Advances Limited (TM) lent him money irresponsibly because they failed to conduct a proper affordability check before the loan was agreed.Irresponsible lending
Mr G says he feels the letters TM sent him were threatening. And TM didn’t show him any consideration, as they harassed him about repayment of the loan, sending him letters and calling him.Treatment in financial difficulty
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3397417.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.