Credit 4 Cars Ltd
Financial Ombudsman decision DRN3251031 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Jan 03deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Product mis-sold
In the Ombudsman’s words
She was concerned about how this would affect her credit recordCredit file reporting
She was misled into paying more for her credit than she was able to afford to repayProduct mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3251031.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.