Lloyds Bank PLC

Financial Ombudsman decision DRN3234883 Upheld

Upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

She wants the bank to remove the default entry from her credit file.Credit file reporting

Mrs F complains that Lloyds Bank Plc (previously Lloyds TSB Bank Plc) misinformed her when she contacted it regarding an outstanding debt.Complaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3234883.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.