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HSBC Bank plc
Financial Ombudsman decision DRN3206477 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Oct 10deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Complaint handling
In the Ombudsman’s words
HSBC felt the agreement had been breached by the funds not being used for the intended purposeIrresponsible lending
Mr and Mrs M say this shouldn’t have happened, and that as a consequence they lost income. They also say that in the aftermath HSBC didn’t give them any assistance when they clearly needed it.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN3206477.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.